Amret MFI

Deposit

Amret Makes Saving Easier
To open an account with Amret, you just need to follow
these simple steps:

‣Visit your nearest Amret's branch.
‣Present your valid identification such as your ID card, passport, driving license or family book with your photo.
‣Amret's staff will assist you in filling in an application form.
‣You will receive a saving passbook or account information card or certificate.

Happy Account

With our Happy Account you can easily carry out operations at anytime you need.
Easy to use and you can make deposits and withdrawals at anytime you need.
Note: This account is eligible for individual customer only.

Advantages

Multiple choice currencies KHR, USD and THB.
Cash deposits and withdrawals at any time.

Interest Rates

condition	Balance			Annual Interest Rates
condition	KHR	USD	THB	KHR	USD	THB
Daily	Less than 400,000	Less than 100	Less than 4,000	3.50%	3.25%	3.50%
Daily	More than or equal 400,000	More than or equal 100	More than or equal 4,000	4.00%	3.75%	4.00%

** Amret reserves the right to change interest rates without prior notice.

Goal Account

The savings account that will make sure you really save money for your future.

Amret’s Goal Account is a type of contractual and plan deposit. You deposit a small amount each month based on your monthly saving plan. Note: This account is eligible for individual customer only.

Advantages

Multiple choice currencies KHR, USD and THB.
There are several choices of monthly deposit targets and terms to open an account with the desired interest rate.

Interest Rates

Condition	Monthly Target Amount			Annual Interest Rates
Condition	KHR	USD	THB	KHR	USD	THB
3-5months	Less than 200,000	Less than 50	Less than 2,000	6.00%	4.50%	5.00%
3-5months	More than or equal 200,000	More than or equal 50	More than or equal 2,000	6.50%	4.75%	5.50%
6-8months	Less than 200,000	Less than 50	Less than 2,000	6.50%	5.00%	5.50%
6-8months	More than or equal 200,000	More than or equal 50	More than or equal 2,000	7.50%	5.50%	5.75%
9-11months	Less than 200,000	Less than 50	Less than 2,000	7.00%	5.50%	6.00%
9-11months	More than or equal 200,000	More than or equal 50	More than or equal 2,000	8.00%	6.00%	6.25%
12-36months	Less than 200,000	Less than 50	Less than 2,000	7.50%	6.00%	6.50%
12-36months	More than or equal 200,000	More than or equal 50	More than or equal 2,000	8.00%	7.00%	6.75%

** Amret reserves the right to change interest rates without prior notice.

Wealthy Account

A saving strategy to make your money earn more money.
Amret’s Wealthy Account provides interest up to 10%.

Advantages
Multiple choice currencies KHR, USD and THB.
You can choose monthly interest withdrawal or interest withdrawal at a maturity date with different interest rates according to the period chosen.
Interest Rates

Condition		Minimum Balance			Annual Interest Rates
		Minimum Balance			Individual
		KHR	USD	THB	KHR	USD	THB
Monthly interest withdrawal
	3Months	200,000	50	2,000	3.25%	4.00%	4.00%
	6Months	200,000	50	2,000	4.25%	4.50%	5.00%
	9Months	200,000	50	2,000	4.75%	5.50%	5.50%
	12Months	200,000	50	2,000	5.50%	6.00%	6.25%
	18Months	200,000	50	2,000	5.75%	6.00%	6.50%
	24Months	200,000	50	2,000	6.25%	6.25%	7.00%
	30Months	200,000	50	2,000	6.75%	6.25%	7.50%
	36Months	200,000	50	2,000	7.25%	6.25%	8.00%
	48Months	200,000	50	2,000	7.25%	NA	NA
Interest withdrawal on maturity	1Month	200,000	50	2,000	3.50%	4.00%	4.00%
	3Months	200,000	50	2,000	4.00%	4.50%	4.50%
	6Months	200,000	50	2,000	5.00%	5.50%	5.50%
	9Months	200,000	50	2,000	5.50%	6.00%	6.00%
	12Months	200,000	50	2,000	7.25%	7.00%	7.75%
	18Months	200,000	50	2,000	N/A	7.00%	8.00%
	24Months	200,000	50	2,000	8.25%	7.25%	8.00%
	30Months	200,000	50	2,000	8.25%	7.25%	8.00%
	36Months	200,000	50	2,000	8.25%	7.25%	8.25%
	48Months	200,000	50	2,000	10.00%	NA	NA

** Amre.t reserves the right to change interest rates without prior notice.

Commerce Account

Commerce Account The saving that will help you to manage your business operations.
An easy way for private companies, small & medium enterprises, NGOs... to manage cash transactions. Note: This account is eligible for cooperate customers only.

Advantages

Multiple choice currencies KHR, USD and THB.
Cash deposits and withdrawals at any time.
Multiple services can be used with Commerce Account.

Interest Rates

Condition	Minimum Balance			Annual Interest Rates
Condition	KHR	USD	THB	KHR	USD	THB
Daily	200,000	50	2000	2.25%	1.25%	1.75%

** Amret reserves the right to change rates without prior notice.

Connveience Account

It is convenient for you to make deposit and withdrawal at any time you need. Note: This account is eligible for individual customer only.
Remark: This account is for individual custmer only.

Advantages
‣ Multiple currencies KHR, USD and THB.
‣ You can perform cash deposit, withdrawal, transfer and other transactions at any time.
‣ High secure for managing your fund.
‣ Gain the competitive interest rate.
‣ Opportunity to use other Amret's products and services.
‣ Eligible to apply for ATM card.

INTEREST RATE

Account Balance	Annual Interest Rate
KHR	KHR
Less than or equal 400,000	0.5%
Greater than 4,000 to 20,000	1%
Greater than 2,000,000	2%
USD	USD
Less than or equal 100	0.5%
Greater than 100 to 500	1%
Greater than 500	2%
THB	THB
Less than or equal 4,000	0.5%
Greater than 4,000 ដល់ 20,000	1%
Greater than 20,000	2%

** Amret reserves the right to change rates without prior notice.

ACCOUNT BALANCE IF ATM CARD IS REQUED

Conditions	KHR	USD	THB
Initial deposit amount (Green card)	40,000	10	400
Initial deposit amount (Gold card)	2.000.000	500	20.000
On-going balance (Green card)	20.000	5	200
On-going balance (Gold card)	200.000	50	2.000

** Amret reserves the right to change the above conditions without prior notice.

Amret’s Operations Area