Deposit
Amret Makes Saving Easier
To open an account with us, you just need to follow these simple steps:
‣Visit your nearest Amret's branch.
‣ Visit your nearest our branch.
‣ Present valid identification such as your ID card, passport, driving license or family book with photo, etc.
‣ Our staff will help you fill in an application form.
‣ You will receive a savings passbook or certificate.
Happy Account
With our Happy Account you can easily carry out operations at any time.
Easy to use and you can deposit and withdraw your money at any time.
Note: This account is eligible for individual customers only.
Advantages
‣ Several currency options - KHR, THB and USD
‣ Deposit and withdraw cash at any time.
Interest Rates
condition |
Balance |
Annual Interest Rates |
KHR |
USD |
THB |
KHR |
USD |
THB |
Daily |
Less than
400,000 |
Less than
100 |
Less than
4,000 |
3.50% |
3.25% |
3.50% |
Daily |
More than or equal
400,000 |
More than or equal
100 |
More than or equal
4,000 |
4.00% |
3.75% |
4.00% |
** We reserves the right to change interest rates without prior notice.
Goal Account

The savings account that will make sure you really save money for your future.
Our Goal Account is a type of contractual and plan deposit. You deposit a small amount each month based on your monthly saving plan.
Note: This account is eligible for individual customer only.
Advantages
‣ Several currency options – KHR, THB, USD
‣ Choose the period you want to save for
‣ The longer you save, the more interest your money earns
Interest Rates
Condition |
Monthly Deposit Amount |
Annual Interest Rates |
KHR |
USD |
THB |
KHR |
USD |
THB |
3-5months |
Less than 200,000 |
Less than 50 |
Less than 2,000 |
6.00% |
4.50% |
5.00% |
6-8months |
6.50% |
5.00% |
5.50% |
9-11months |
7.00% |
5.50% |
6.00% |
12-36months |
7.50% |
6.00% |
6.50% |
3-5months |
More than or equal 200,000 |
More than or equal 50 |
More than or equal 2,000 |
6.50% |
4.75% |
5.50% |
6-8months |
7.50% |
5.50% |
5.75% |
9-11months |
8.00% |
6.00% |
6.25% |
12-36months |
8.00% |
7.00% |
6.75% |
** We reserves the right to change interest rates without prior notice.
Wealthy Account
A saving strategy to make your money earn more money
Our Wealthy Account provides interest up to 10%.
Advantages
‣ Several currency options – KHR, THB, USD
‣ You can choose monthly interest withdrawal or interest withdrawal at a maturity date with different interest rates according to the period chosen.
Interest Rates
Condition |
Minimum Balance |
Annual Interest Rates |
Individual |
KHR |
USD |
THB |
KHR |
USD |
THB |
Monthly interest
withdrawal |
3Months |
200,000 |
50 |
2,000 |
3.25% |
4.00% |
4.00% |
6Months |
200,000 |
50 |
2,000 |
4.25% |
4.50% |
5.00% |
9Months |
200,000 |
50 |
2,000 |
4.75% |
5.50% |
5.50% |
12Months |
200,000 |
50 |
2,000 |
5.50% |
6.00% |
6.25% |
18Months |
200,000 |
50 |
2,000 |
5.75% |
6.00% |
6.50% |
24Months |
200,000 |
50 |
2,000 |
6.25% |
6.25% |
7.00% |
30Months |
200,000 |
50 |
2,000 |
6.75% |
6.25% |
7.50% |
36Months |
200,000 |
50 |
2,000 |
7.25% |
6.25% |
8.00% |
48Months |
200,000 |
50 |
2,000 |
7.25% |
NA |
NA |
Interest withdrawal
on maturity |
1Month |
200,000 |
50 |
2,000 |
3.50% |
4.00% |
4.00% |
3Months |
200,000 |
50 |
2,000 |
4.00% |
4.50% |
4.50% |
6Months |
200,000 |
50 |
2,000 |
5.00% |
5.50% |
5.50% |
9Months |
200,000 |
50 |
2,000 |
5.50% |
6.00% |
6.00% |
12Months |
200,000 |
50 |
2,000 |
7.25% |
7.00% |
7.75% |
18Months |
200,000 |
50 |
2,000 |
N/A |
7.00% |
8.00% |
24Months |
200,000 |
50 |
2,000 |
8.25% |
7.25% |
8.00% |
30Months |
200,000 |
50 |
2,000 |
8.25% |
7.25% |
8.00% |
36Months |
200,000 |
50 |
2,000 |
8.25% |
7.25% |
8.25% |
48Months |
200,000 |
50 |
2,000 |
10.00% |
NA |
NA |
** Amre.t reserves the right to change interest rates without prior notice.
Commerce Account
The saving that will help you to manage your business operations.
An easy way for private companies, small & medium enterprises, NGOs... to manage cash transactions.
Note: This account is eligible for cooperate customers only.
Advantages
‣ Several currency options – KHR, THB, USD
‣ Cash deposits and withdrawals at any time.
‣ Multiple services can be used with Commerce Account.
Interest Rates
Condition |
Minimum Balance |
Annual Interest Rates |
KHR |
USD |
THB |
KHR |
USD |
THB |
Daily |
200,000 |
50 |
2000 |
2.25% |
1.25% |
1.75% |
** We reserves the right to change interest rates without prior notice.
Connveience Account
It is convenient for you to make deposit and withdrawal at any time you need.
Note: This account is eligible for individual customer only.
Advantages
‣ Several currency options – KHR, THB, USD
‣ You can perform cash deposit, withdrawal, transfer and other transactions at any time.
‣ High secure for managing your fund.
‣ Gain the competitive interest rate.
‣ Opportunity to use other Amret's products and services.
‣ Eligible to apply for ATM card.
INTEREST RATE
Account Balance |
Annual Interest Rate |
KHR |
KHR |
Less than or equal 400,000 |
0.5% |
Greater than 400,000 to 20,000,000 |
1% |
Greater than 20,000,000 |
3,5% |
USD |
USD |
Less than or equal 100 |
0.5% |
Greater than 100 to 5,000 |
1% |
Greater than 5,000 |
3,5% |
THB |
THB |
Less than or equal 4,000 |
0.5% |
Greater than 4,000 to 200,000 |
1% |
Greater than 200,000 |
3,5% |
** We reserves the right to change interest rates without prior notice.
ACCOUNT BALANCE IF ATM CARD IS REQUED
Conditions |
KHR |
USD |
THB |
Initial deposit amount (Green card) |
40,000 |
10 |
400 |
Initial deposit amount (Gold card) |
2.000.000 |
500 |
20.000 |
On-going balance (Green card) |
20.000 |
5 |
200 |
On-going balance (Gold card) |
200.000 |
50 |
2.000 |
** We reserves the right to change interest rates without prior notice.
Goal Plus Account
Goal Plus is a new savings account created for customers wanting to save for particular purposes such as university education, wedding celebration, livestock, home improvement or other big purchase.
Note: This account is eligible for cooperate customers only.
Advantages
‣ Achieve your financial goals
‣ Flexible deposits
‣ Several currency options – KHR, THB, USD
‣ Competitive interest rate
‣ Access banking services on your doorstep
Minimum Balance
| For Account Opening |
After Opened Account |
KHR |
USD |
THB |
KHR |
USD |
THB |
4,000 |
1 |
40 |
At least 4,000 R or $ 1 or 40 B |
Term and Interest Rate
Purposes |
Minimum Term |
Annual Interest Rate KHR/USD/THB |
Education |
≥ 12 months |
2,50% |
Wedding |
Livestock |
Home improvement |
Consumption |
Others |
** We reserves the right to change interest rates without prior notice.