In Cambodia, 85 percent of the population of 13.5 million lives in rural areas, where they engage in various agricultural activities, in handicrafts, in small-scale trading and in services.
Today, the Cambodian government has given priority to its poverty alleviation program, which plays a crucial role in upgrading the living standards of the population. Cambodian authorities have sharpened their focus on the microfinance sector since 1995, and consider it instrumental in the development of communities.
With a growing demand for rural credit, there is a need to expand NGO activities in the medium term. While a number of NGOs are expected to become licensed microfinance institutions (MFIs) and expand their credit and savings activities, other smaller NGOs require assistance in strengthening their technical capabilities for sound financial management and operations.
Amret's operation areas: Prey Veng, Kandal, Takeo, Kampong Cham, Tboung Khmum, Kampot, Preah Sihanouk, Krong Kep, Koh Kong, Kampong Speu, Kampong Chhnang, Svay Rieng, Kampong Thom, Phnom Penh, Siem Reap, Battambang, Pailin, Kratie, Oddar Meanchey, Pursat, Banteay Meanchey, Preah Vihear, Stung Treng, Ratank Kiri, and Mondul Kiri province.
Customers' market share reached 12.21% in Amret's operating areas (As of March 31, 2017). Penetration rate reached 16.09% in Amret's operating areas.
NUMBER OF CLIENT DISBURSED (SC, IC & IGL)
LOAN DISBURSEMENT (SC, IC &IGL)-in 000' KHR