Equal Monthly Installment Amount (EMI)
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This calculator is an estimate and not contractual.
Apply Loan Now
This calculator is an estimate and not contractual.
Apply Loan Now* Loans might be subject to fees (refer to the tariff page).
Get an Amret's home Improvement and small housing loan to build or renovate your house and realize your dream house.
Easy Documents
Accept all types of collateral certificates as well as third-party collateral
Fast Approval Process
Loan approved and disbursed within 3 days of applying
Online Loan Application
Apply online without the hassle of visiting the branch
> Up to USD 30,000
> 3 days maximum to get a loan
> Flexible duration and repayment plan
> Possible to get several loans in parallel
> Convenient loan repayment options: Amret’s 156 branches, more than 10,000 Wing and True agents, and 1,800 Amret’s field staff
> Entitled to get Loan Repayment Insurance
> Accept all types of collateral certificates as well as third party collateral
> You need one of the following documents:
1. Nationality Identity Card (still valid) or
2. Passport (still valid) or
3. Family book (only the head of the family with photo)
4. Birth certificate
5. Residence book (only for the head of the family)
- In case of using any of the above official documents, other additional documents can be obtained as follows (if any):
1. Nationality Identity Card (still valid)
2. Family book (only the head of the family with photo)
3. Birth certificate
4. Residence book
5. Driver's license (non-permanent) (still valid)
6. Civil Servant ID Card (still valid)
7. Certificate of photo issued by local authority (Commune / Sangkat)
- In case of official use of these two documents (birth certificate and residence book), one additional document is required as follows:
1. Driver's license (non-permanent) (still valid)
2. ID card
3. Certificate of photo issued by local authority (Commune / Sangkat)
> Business Related Document (If Available)
> Collateral (Hard or Soft Title)
| Maximum Loan Amount | Interest Rate | Loan Term |
|---|---|---|
| KHR 120,000,000 | 0.95% - 1.5% | 03 - 72 Months |
| USD 30,000 |
*Amret reserves the right to modify pricing without prior notice.
As for the actual interest rate, it is only after the branch has worked with your collateral first that it can be decided that you can get a loan at any interest rate.
Loan approved and disbursed within 3 days of applying, depending on the actual working process.