Your Total Savings
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This calculator is designed for an indication purpose only and some charges might apply.
This calculator is designed for an indication purpose only and some charges might apply.
Realize your children's academic dreams by providing them financial security. Start saving for their future today with Kmeng Chhlat Account starting with a monthly saving plan as low as 10 USD.
A joint parent-child savings account, Kmeng Chhlat provides parents flexibility to determine their savings goals and monthly payments to meet their personal requirements and financial capabilities. On top of that, the account holders are protected with a free life insurance policy valued at 4,000 USD during the course of their savings as well as a special cash reward bonus of up to 1,000 USD upon high school completion.
Flexible Saving Plan
Save as low as 1,500 KHR Per day to pursue a university degree
Free Cover of Lift Insurance
Package up to 4,000 USD during the course of your savings
Cash Reward
Bonus up to 1,000 USD after grade 12 examination
> Save as low as 1,500 KHR Per day to pursue a university degree
> Package up to 4,000 USD during the course of your savings
> Bonus up to 1,000 USD after grade 12 examination
> Parents or guardians (resident or non-resident) must be 18 years of age or older
> Children: 1 month old and above and / or studying under 10th grade
For parents, one of the following official documents is required:
1. Nationality Identity Card (still valid) or
2. Passport (still valid) or
3. Family book (only the head of the family with photo)
4. Birth certificate
5. Residence book (only for the head of the family)
- In case of using any of the above official documents, other additional documents can be obtained as follows (if any):
1. Nationality Identity Card (still valid)
2. Family book (only the head of the family with photo)
3. Birth certificate
4. Residence book
5. Driver's license (non-permanent) (still valid)
6. Civil Servant ID Card (still valid)
7. Chhaya, Mahanikaya or Sangha Order (Monk's ID card)
8. Certificate of photo issued by local authority (Commune / Sangkat)
- In case of official use of these two documents (birth certificate and residence book), one additional document is required as follows:
1. Driver's license (non-permanent) (still valid)
2. ID card
3.Chhaya, Mahanikaya or Sangha Order (Monk's ID card)
4.Certificate of photo issued by local authority (Commune / Sangkat)
And must be accompanied by official documents to verify the child's identity:
* Birth certificate or family book
| Saving Plan | Package $2,000 |
Package $3,000 |
Package $4,000 |
Package $5,000 |
Package $6,000 |
Package $7,000 |
Package $8,000 |
Package $9,000 |
Package $10,000 |
Package $15,000 |
Package $20,000 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Child's Grade or Age | ចំនួនទឹកប្រាក់ត្រូវសន្សំប្រចាំខែ(ចំនួនប្រហាក់ប្រហែល) | ||||||||||
| 1 month - 1 year old | $10 | $12 | $16 | $20 | $24 | $28 | $32 | $36 | $40 | $60 | $79 |
| 1 - 2 years old | $8-9 | $12-13 | $16-17 | $20-22 | $24--26 | $28-30 | $32-34 | $36-39 | $40-43 | $60-64 | $79-85 |
| 2 - 3 years old | $9-10 | $13-14 | $17-19 | $22-23 | $26-28 | $30-32 | $34-37 | $39-42 | $43-46 | $64-69 | $85-92 |
| 3 - 4 years old | $10 | $14-15 | $19-20 | $23-25 | $28-30 | $32-35 | $37-40 | $42-45 | $46-50 | $69-75 | $92-99 |
| 4 -5 years old | $11-12 | $15-17 | $20-22 | $25-27 | $30-33 | $35-38 | $40-44 | $45-49 | $50-54 | $75-81 | $99-108 |
| 5 - 6 years old | $11-12 | $17-18 | $22-24 | $27-30 | $33-36 | $38-42 | $44-48 | $49-54 | $54-60 | $81-89 | $108-119 |
| Grade 1 | $12-14 | $18-20 | $24-27 | $30-33 | $36-40 | $42-46 | $48-53 | $54-59 | $60-66 | $89-98 | $119-131 |
| Grade 2 or complete grade 1 | $14-15 | $20-22 | $27-30 | $33-37 | $40-44 | $46-51 | $53-59 | $59-66 | $66-73 | $98-110 | $131-146 |
| Grade 3 or complete grade 2 | $15-17 | $22-25 | $30-33 | $37-41 | $44-50 | $51-58 | $59-66 | $66-74 | $73-82 | $110-123 | $146-164 |
| Grade 4 or complete grade 3 | $17-19 | $25-28 | $33-38 | $41-47 | $50-56 | $58-66 | $66-75 | $74-84 | $82-94 | $123-140 | $164-187 |
| Grade 5 or complete grade 4 | $22-26 | $28-33 | $38-44 | $47-55 | $56-65 | $66-76 | $75-87 | $84-98 | $94-109 | $140-163 | $187-217 |
| Grade 6 or complete grade 5 | $22-26 | $33-39 | $44-52 | $55-64 | $65-77 | $76-90 | $87-103 | $98-115 | $109-128 | $163-192 | $217-256 |
| Grade 7 or complete grade 6 | $26-32 | $39-47 | $52-63 | $64-78 | $77-94 | $90-109 | $103-125 | $115-140 | $128-156 | $192-233 | $256-311 |
| Grade 8 or complete grade 7 | $32-40 | $47-60 | $63-79 | $78-99 | $94-119 | $109-138 | $125-158 | $140-178 | $156-197 | $233-296 | $311-394 |
| Grade 9 or complete grade 8 | $40-54 | $60-80 | $79-107 | $99-133 | $119-160 | $138-187 | $158-213 | $178-240 | $197-266 | $296-399 | $394-532 |
*Amret reserves the right to modify pricing without prior notice.
For parents, one of the following official documents is required:
1. Nationality Identity Card (still valid) or
2. Passport (still valid) or
3. Family book (only the head of the family with photo)
4. Birth certificate
5. Residence book (only for the head of the family)
- In case of using any of the above official documents, other additional documents can be obtained as follows (if any):
1. Nationality Identity Card (still valid)
2. Family book (only the head of the family with photo)
3. Birth certificate
4. Residence book
5. Driver's license (non-permanent) (still valid)
6. Civil Servant ID Card (still valid)
7. Chhaya, Mahanikaya or Sangha Order (Monk's ID card)
8. Certificate of photo issued by local authority (Commune / Sangkat)
- In case of official use of these two documents (birth certificate and residence book), one additional document is required as follows:
1. Driver's license (non-permanent) (still valid)
2. ID card
3.Chhaya, Mahanikaya or Sangha Order (Monk's ID card)
4.Certificate of photo issued by local authority (Commune / Sangkat)
And must be accompanied by official documents to verify the child's identity:
* Birth certificate or family book
1. All Amret branches serving from 8am to 4:00 pm, Monday to Friday
2. Amret Mobile
3. Amret's partners include Wing Agent or Wing Money App, True Money Agent or True Money App or Pi Pay App
Be on time savings are encouraged. But you can make a late deposit in case of any difficulties. But Amret does not encourage you to save late because it can make the balance at the end of the time is not as planned. In addition, in the case of an increase in the balance of less than $ 100 or 400,000 Riels, Amret will not provide insurance package next year.
Yes! You can close Kmeng Chhlat account before maturity, but the interest rate will be only 1% and the life insurance package will be terminated immediately.
You can close account different branch. But you have to pay a $ 3 service fee. Separately, for the account opened at the branch in Phnom Penh, you can close the branch in Phnom Penh free of charge.
ជនបរទេសអាចបើកគណនីបាន។ ឯកសារដែលអាចបើកគណនីបានគឺ លិខិតឆ្លងដែន និងលិខិតបញ្ជាក់កន្លែងស្នាក់នៅ ឬកន្លែងធ្វើការ(បើសិនជាមាន)។
អាចទៅដកតែម្នាក់បាន លុះត្រាតែលក្ខខណ្ឌជ្រើសរើសតែម្នាក់អាចដកបាន។ (អតិថិជនអាចធ្វើការជ្រើសរើសលក្ខណក្នុងការដកប្រាក់បាន
You get 3% annual interest rate.
ប្រសិនអ្នកចង់បានកញ្ចប់ធានារ៉ាប់រងត្រឡប់មកវិញ អ្នកត្រូវបិទគណនី បន្ទាប់មកបើកសារឡើងវិញ នោះកញ្ចប់ធានារ៉ាប់រងរបស់អ្នកនឹងត្រឡប់មកវិញជាធម្មតា។
